Policy Limits One Million Dollars Received After Jury Awards $880,000.00 Plus Attorney's Fees and Court Costs
In this heavily disputed car accident case, the insurance company, Travelers, refused to accept responsibility for causing the crash until the day before trial. After finally admitting that the crash was their insured’s fault, Travelers fought against each and every injury suffered by the Plaintiff. The Plaintiff, in this particular case, suffered a torn meniscus that required surgery. Although the Plaintiff suffered the knee injury immediately from the crash, he failed to disclose it to his doctors for 2-1/2 months following the initial impact. The Plaintiff was a hard working truck driver who prides himself on holding back pain and not being a “cry baby.” The Defendants felt that his failure to mention his complaints to his doctors for 2-1/2 months would be fatal to his case; however, the jury saw that not every person who is injured in a car crash should be prejudiced by medical records.
The Plaintiff was forced to go to trial because he needed future surgery for his knee, neck and back. If he did not take his case to trial, he would have been forced to live a life in pain or to sell his home to pay for his medical expenses. Fortunately, the jury awarded every penny he needed to get the medical care that his doctors recommended. Subsequent to the verdict, the Defendants were forced to tender their $1 million dollar policy limits. Although the jury is never informed that there is an insurance carrier in these types of cases, the carrier’s adjuster was present throughout the trial and recognized that this was a legitimate claim that needed to be paid once the jury had given its verdict.