The surge in peer-to-peer rideshare services has many benefits for passengers who want an easy way to book a ride, whether it be to the airport or to enjoy Miami nightlife. Companies such as Lyft and Uber both offer the convenience of arranging a ride via a phone app connected to your credit card. No need to call a dispatch office or to pay the driver.
There are many drivers available, particularly on weekends and in the congested Miami metro area, making these services very popular. This has lead to a rise in collisions involving Lyft and Uber cars. The two companies unfortunately do not have the same coverage that a conventional taxi company is legally bound to carry.
Rideshare insurance is often inadequate
Rideshare companies have a different relationship with their drivers which significantly changes insurance coverage requirements. These companies do not currently have to meet the usual licensing and regulatory standards that a conventional taxi company must comply with. They use independent contractors to provide the service, using their own vehicles and their own auto insurance.
At Goldberg and Rosen, we have handled numerous cases against Uber. These accident cases are complex due to the fact that insurance coverage issues become clouded due to the relationship between the Uber or Lyft driver and the company. These companies see themselves only as a connection point between driver and passenger. As there is no employer-employee relationship, liability for damages is considered to be an issue between driver and passenger.
As one of Miami’s top Uber and Lyft accident attorney firms, we have helped thousands of clients obtain compensation for injuries. Being involved in an Uber or Lyft accident requires the services of a lawyer with experience in highly technical insurance laws. Unlike traditional taxi companies which must adhere to strict insurance requirements, rideshare companies are currently organized to avoid having to insure drivers or their vehicles, since they are privately owned.
Why retain an Uber accident lawyer?
Because of the growing popularity of rideshare companies, there are more collisions on Miami streets involving Uber and Lyft drivers. Insurance coverage is not straightforward and often requires the involvement of several insurance companies since there is no umbrella policy covering ride share drivers.
Drivers, passengers and property owners may all be involved in an Uber or Lyft accident. Having an attorney with experience in rideshare accidents will ensure that your case isn’t stopped because of technical insurance coverage issues.
Rideshare companies held accountable
Uber and Lyft drivers must obtain additional coverage on their personal insurance policies. However, many insurance companies do not insure personal vehicles being used for commercial purposes. The drivers may appear to have the necessary coverage but once a claim is made as a passenger, the insurance company may refuse to pay.
Rideshare companies such as Uber and Lyft can be held accountable for damages incurred either as a passenger or a driver, or as a pedestrian, bicyclist or property owner. Insurance coverage is only one way of obtaining financial compensation. One of our experienced Miami Uber accident lawyers can help you navigate through the complex and ever-changing issues related to this newly formed business model.
Uber accident? Call us for a consultation.
If you have been involved in a Lyft or Uber accident, either as a passenger, a driver or a pedestrian, contact us for an evaluation of your case. We will not require any fees until we win your case. As a top Miami law firm, we are proud of our success in fighting negligent ride share companies to obtain meaningful compensation for our clients. We have a team of professionals well equipped to deal with the intricacies of insurance companies and personal injury claims.
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If you or a loved one have been the victim of negligence or misconduct, please do not hesitate to contact among the best attorneys Miami has available at Goldberg & Rosen today to receive expert guidance about your legal options, as well as a free and confidential case evaluation.